Empower Your Future with PHA Risk Management Services in Lithonia


Empowering safer housing operations.

GHARRP: Born from Necessity, Grown in Unity.


Founded in 1991 under the aegis of GAHRA, the Georgia Housing Authorities Risk Retention Pool (GHARRP) is a member-owned consortium that is committed to delivering secure and cost-effective property and casualty coverage to Georgia's Housing Authorities. During a period when coverage options were scant for housing authorities, GHARRP emerged as a strategic ally, harnessing collective purchasing power to devise an enhanced coverage program.

Call Us

Experience Safety and Assurance with PHA Risk Management Services


Navigating risk is essential for success in any industry, and at our organization, we provide expert guidance through our comprehensive pha risk management services. Our team ensures that housing authorities in Lithonia have the tools and strategies needed to identify, assess, and mitigate potential risks. With a focus on tailored solutions, we support your mission to deliver safe and sustainable housing. Trust us to enhance your risk management approach and improve operational efficiency. Connect with us today to learn how we can protect your interests and empower your organization.

Call Us

Authorized Assurance, Guaranteed Protection.

GHARRP operates as an Interlocal Risk Management Agency (IRMA), holding a license from the State of Georgia and enjoying approval from HUD. We stand at the forefront of risk management, ready to safeguard the assets and ventures of our members across Georgia.

Call Us

Where Can I Find PHA Risk Management Services in Lithonia?

 

In the bustling landscape of Lithonia, GA, safeguarding your assets and ensuring compliance has never been more crucial. We excel in providing specialized pha risk management services that cater to the unique needs of housing authorities. With our extensive experience, we understand the various challenges you face, and that is why our pha risk management services are tailored to meet those specific challenges head-on. Our commitment is not only to help you identify potential risks but also to implement strategies that enhance your operational resilience. When you choose our pha risk management services , you're choosing a partner dedicated to securing your future and driving positive outcomes. Trust us to guide you through the essentials of risk assessment and mitigation, utilizing our expert knowledge additionally in providing any necessary support along the way. Remember, in the world of housing authority operations, our pha risk management services stand out as a beacon of reliability and innovation. For more information, explore our pha risk management services today.


NEWS & Updates:

Your Source For the Latest

in Housing Risk Management


By Scott White August 18, 2025
get ahead of the winds!
By Scott White August 18, 2025
Cast your Proxy Vote for George Edge!
By Scott White August 17, 2025
Sunday, September 14th @ 4:00 pm
View All News
Frequently Asked Questions

  • Why is Georgia Housing Authorities Risk Retention Pool so popular?

    GHARRP, the Georgia Housing Authorities Risk Retention Pool, is a popular go-to for housing authorities across Georgia due to its commitment to providing secure, flexible, and affordable property and casualty coverage. Since its establishment in 1991, GHARRP has been highly regarded for its innovative approach to addressing the unique and evolving needs of its members. The organization utilizes its collective purchasing power to deliver superior coverage programs, even when traditional insurance options were limited or nonexistent.


    Furthermore, GHARRP's adaptive model allows it to seamlessly integrate changes, including the implementation of new programs in the affordable and assisted housing sector. As HUD programs evolve, GHARRP adjusts its coverage to match the shifting requirements of its members, ensuring their assets and ventures remain secure. Its status as a licensed Interlocal Risk Management Agency (IRMA) by the State of Georgia and approval by HUD cement its credibility, making GHARRP a trusted partner in risk management for housing authorities statewide.

  • What services do you provide?

    At GHARRP, we provide a comprehensive suite of insurance coverage services tailored specifically for Georgia's Housing Authorities. Our offerings include but are not limited to property coverage with a $1,000 deductible, general liability, automobile liability and physical damage coverage with a $250 deductible, directors & officers liability, employment practices liability, excess, boiler and machinery, business interruption, identity theft, and cyber liability. We also offer pollution coverage for both first and third-party liability, and special events liability coverage for individuals or groups using Authority facilities. For specific needs, we can secure additional coverages such as fidelity bonds, security deposit bonds, builder's risk for large projects, and coverage for profit units. We are committed to working with our members to discuss and devise site-specific pollution liability coverage plans and other tailored solutions.

  • How can I get in contact with you?

    We invite you to reach out to us for any questions, concerns, or needs related to our services. For a direct and immediate response, please contact our team via the phone number or email address provided on our website. If you prefer, you can also use the online contact form available on our 'Contact Us' page. Simply fill in your details and your message, and one of our representatives will get back to you promptly. For in-person meetings or correspondence, our office address is also listed on our website.


    Phone: 770-837-9281

    Email: scott.white@gharrp.org


    Address:

    2300 Henderson Mill Road NE

    Suite 325

    Atlanta, Georgia 30345


     At GHARRP, we value your time and your trust, and we're committed to providing you with comprehensive support whenever you need it.

Georgia Housing Authorities Risk Retention Pool (GHARRP)