FRAUD - Wire Instructions!

Cast your Proxy Vote for Board Trustee!

Hurricane Warning!!!

Paladin SHeild - Introduction (replay)

Fall Board of Trustees Meeting - 2023

Annual Member's Meeting at GAHRA Conference

Paladin Shield: New Member Benefit

GHARRP Board of Trustees Spring Meeting 2023 When: Monday, May 15th, 2003 1:00 - 3:00 p.m. Where: Westin Jekyll Island Jekyll Board Room 110 Ocean Way Jekyll Island, GA

Why Is Valuation Important? Several members have experienced total losses that exceeded their insured values - claim settlements were limited and did not fully cover reconstruction costs. The amount of your Property coverage is limited to the "stated value" of each individual building insured. Valuation is based on this formula: Square Footage ( SF ) x Replacement Cost ( RC )/( SF ) = Insured Value ( IV ) SF x RC/SF = IV SF: Exterior Dimension of Structure (not overhang) Example: 1200 (SF) X $100 (RC/SF) = $120,000 (IV) or 1000 (SF) x $1200 (RC/SF) - $120,000 (IV) If this building were to be deemed a 'total loss', the maximum* we would pay is $120,000. If either SF or RC factors are understated, your asset could be under-insured . Some members experienced total losses, usually a fire, where the IV plus all additional coverage monies did not cover the cost to replace the structure. We have found that in some instances, the SF has been understated, such as second floors not included in the measurements, which drastically understates the true replacement cost. HUD guidance requires Authorities to insure to full replacement cost. The Appraisal Study Phase I result provides you with initial data and observations to help us ensure you are properly covered. *Other ancillary coverages may increase overall recovery

Tropical Storm Fiona is brewing in the Atlantic Ocean! To keep tabs on her progress, and most importantly prepare for any disaster, check out our Disaster Planning and weather resources on the GHARRP website! 

The Fall 2022 Board of Trustees meeting will be held on Sunday, September 18th at 2:00-4:00 pm, at the Marriott Riverfront in Savannah. We will meet in the Forsythe Room, Marriott Riverfront Savannah. Please cast your proxy vote for the upcoming election of Board Trustees here: Proxy Form - 2022 Annual Meeting

GHARRP will hold its annual Members' Meeting in conjunction with the GHARA Conference in Savannah, Georgia. Please join us on Sunday, September 18th at 4:30pm . We will have a discussion about new website features, appraisal study results, upcoming educational offerings, and the insurance market in general. The meeting will be held in the Forsythe Room . Check hotel map for exact location. We will also have a prize drawing for Members who are in attendance at the meeting! Please complete a Proxy for each of your GHARRP-insured entities here: Proxy for Annual Meeting 2022 When: Sunday, September 18th at 4:30 p.m. Where: Marriott Riverfront Savannah, Forsythe Room

GHARRP's Annual Meeting will be held on Sunday, Septemb.er 18th. The meeting will at the Savannah Marriott Riverfront Hotel. Please check back for more details - coming soon! Proxy Vote - 2022 Annual Meeting

GHARRP has updated our form and data collection capabilities! Claim specific forms have been posted to our website, and can be accessed by any device - even if you're in the field and need to report a claim! New forms are being added daily, so that some of your routine updates, like new drivers or locations, can be easily communicated to GHARRP staff. Please check back for more updates!