GHARRP is a member owned group that was formed in 1991 through the efforts of GAHRA. GHARRP's goal is to provide stable and affordable property and casualty insurance to Georgia Housing Authorities. By forming a strategic partnership at a time when insurance was not available to housing authorities, the group leverages purchasing power that results in a superior insurance program.
The needs of Georgia Housing Authorities dictate the coverages offered by the Pool, and facilitates changes needed to address new programs in assisted and affordable housing programs, such as RAD. As changes occur in HUD programs, GHARRP is able to expand its coverage to reflect Member's needs.
GHARRP is organized as an Interlocal Risk Management Agency (IRMA), is licensed by the State of Georgia, and is approved by HUD.