GHARRP

Georgia Housing Authorities Risk Retention Pool

Covering Housing Authorities Since 1992

GHARRP is a member-owned group formed in 1991 through the efforts of GAHRA. GHARRP's goal is to provide stable and affordable property and casualty coverage to Georgia Housing Authorities. By forming a strategic partnership when insurance was not available to housing authorities, the group leverages purchasing power, resulting in a superior coverage program.

The needs of Georgia Housing Authorities dictate the Pool's coverages and facilitate changes needed to address new programs in assisted and affordable housing programs, such as RAD. As changes occur in HUD programs, GHARRP is able to expand its coverage to reflect Member's needs.

GHARRP is organized as an Interlocal Risk Management Agency (IRMA), is licensed by the State of Georgia, and is approved by HUD.