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  • Man holding leg after falling, firefighters battling a blaze, a wrecked car
  • Technician remediating mold, depictions of identity theft
  • Multifamily structure destroyed by fire, a home destroyed by tornado, a wrecked car
  • Home estimator in basement, estimator noting car damage on clipboard, estimator looking at roof damage


Georgia Housing Authorities Risk Retention Pool

Covering Housing Authorities Since 1992

GHARRP is a member-owned group formed in 1991 through the efforts of GAHRA. GHARRP's goal is to provide stable and affordable property and casualty coverage to Georgia Housing Authorities. By forming a strategic partnership when insurance was not available to housing authorities, the group leverages purchasing power, resulting in a superior coverage program.

The needs of Georgia Housing Authorities dictate the Pool's coverages and facilitate changes needed to address new programs in assisted and affordable housing programs, such as RAD. As changes occur in HUD programs, GHARRP is able to expand its coverage to reflect Member's needs.

GHARRP is organized as an Interlocal Risk Management Agency (IRMA), is licensed by the State of Georgia, and is approved by HUD.

GHARRP Logo, including map of Georgia

Georgia Housing