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    <title>gharrp</title>
    <link>https://www.gharrp.org</link>
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      <title>Be Prepared for Hurricane Season</title>
      <link>https://www.gharrp.org/my-post49ae16fd</link>
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           get ahead of the winds!
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           Please take necessary precautions to protect your property, both before an after the storm. 
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           Guidance can be found here: 
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           https://www.ready.gov/hurricanes
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            When a storm is imminent, this post will be updated with a simple reporting link.  If you have damage from any storm hurricane, please take steps to protect your property from further damage.  Report all claims through the GHARRP website or by phone: 
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           770.837.9281  (Hurricane only)
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            https://www.gharrp.org/claims-reporting
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            ﻿
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      <pubDate>Mon, 18 Aug 2025 19:44:35 GMT</pubDate>
      <guid>https://www.gharrp.org/my-post49ae16fd</guid>
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      <title>Copy of  Proxy Vote for Trustee - 2025</title>
      <link>https://www.gharrp.org/copy-of-proxy-vote-for-trustee-2025</link>
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           Cast your Proxy Vote for George Edge!
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            The GHARRP Nomination Committee is pleased to nominate
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           George Edge, CEO of Americus Housing Authority
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           , as a Medium Authority representative.  GHARRP Trustees serve for a term of 7 years.     
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            Please click the link below to cast your vote for
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           George
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            .  Remember to add each
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           Entity
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            covered by GHARRP.
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    &lt;a href="https://form.jotform.com/Scott_White_scottwhite/gharrp-proxy-form-2025" target="_blank"&gt;&#xD;
      
           https://form.jotform.com/Scott_White_scottwhite/gharrp-proxy-form-2025
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      <pubDate>Mon, 18 Aug 2025 18:59:55 GMT</pubDate>
      <guid>https://www.gharrp.org/copy-of-proxy-vote-for-trustee-2025</guid>
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      <title>GHARRP ANNUAL MEETING</title>
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           Sunday, September 14th @ 4:00 pm
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  &lt;img src="https://irp.cdn-website.com/a4c6c5c5/dms3rep/multi/GHARRP801-Logo-HiResC+-+Copy.png" alt="ANNUAL MEETING NOTICE:  
GHARRP's Annual Meeting will be held on Sunday, September 14th, 4:00 pm ET.   
Location:  Marriott Riverfront, Forsythe Room, 100 General McIntosh Drive, Savannah, GA  "/&gt;&#xD;
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            ANNUAL MEETING NOTICE 
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            We look forward to seeing GHARRP Members at our Annual Meeting, in conjunction with the GAHRA Annual Conference. 
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           Date:         Sunday, September 14th
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           Time:         4:00 pm ET
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           Location:  Marriott River Front Savannah
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                               100 General McIntosh Blvd
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                    Savannah, GA
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            Room:        Forsythe - 2nd Floor Atrium
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           On the Agenda will be the state of the insurance market, year in review, and an update from Auto-Out.
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            Attendees will be eligible for a Prize Drawing! 
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      <pubDate>Sun, 17 Aug 2025 20:51:04 GMT</pubDate>
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      <title>Save a Unit, Save a Life!</title>
      <link>https://www.gharrp.org/save-a-unit-save-a-life</link>
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            Save a Unit, Save a Life!
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            GHARRP &amp;amp; Auto-Out      
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            GHARRP and Auto-Out are offering special pricing for all Members who implement the
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            "Save a Unit, Save a Life"
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            GHARRP will share the cost of the fire suppressors.   Click here for more information! 
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    &lt;a href="http://www.auto-out.com/gharrp" target="_blank"&gt;&#xD;
      
           www.auto-out.com/gharrp
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      <pubDate>Tue, 11 Jun 2024 19:29:59 GMT</pubDate>
      <author>scott.white@gharrp.org (Scott White)</author>
      <guid>https://www.gharrp.org/save-a-unit-save-a-life</guid>
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      <title>FRAUD ALERT!</title>
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            FRAUD  - Wire Instructions! 
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            Members are being targeted by PHISH e-mails!  If you have received a notice that wiring instructions have changed,
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           please contact Scott by telephone only
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           !  The e-mail was generated from a fake account - gha
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           RRR
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           p
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           .com       This address has 3, lowercase r's and appears legitimate at first glance.   
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            THANK YOU for your diligence in this matter. 
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      <pubDate>Fri, 15 Mar 2024 15:27:23 GMT</pubDate>
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      <title>Cast Your Proxy!</title>
      <link>https://www.gharrp.org/cast-your-proxy</link>
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           Cast your Proxy Vote for 2024 Board Trustee!
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            Please cast your vote for Board of Trustee nominee, Joe Thomas of Camilla Housing Authority.  Trustees serve a 7-year term, expiring in 2031. 
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          C
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           ast your proxy vote here: 
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           https://form.jotform.com/242314905391151
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      <pubDate>Wed, 06 Sep 2023 01:02:22 GMT</pubDate>
      <author>scott.white@gharrp.org (Scott White)</author>
      <guid>https://www.gharrp.org/cast-your-proxy</guid>
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      <title>It's Hurricane Season</title>
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           Hurricane Warning!!!
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           Hurricane Debby is moving across Georgia now!   Please take necessary precautions to protect your property.  Guidance can be found under Disaster Preparation tab in Member Resources.   
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            If you have damage from the hurricane, report the claim through this link: 
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            ﻿
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           https://form.jotform.com/Scott_White_scottwhite/gharrp---hurricaneCLAIMreport
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      <pubDate>Mon, 28 Aug 2023 16:51:28 GMT</pubDate>
      <guid>https://www.gharrp.org/it-s-hurricane-season</guid>
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      <title>Paladin Shield - Webinar (replay)</title>
      <link>https://www.gharrp.org/paladin-shield-webinar-replay</link>
      <description />
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            Paladin SHeild - Introduction (replay)
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           Interested in Paladin Shield?   
          &#xD;
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    &lt;span&gt;&#xD;
      
           Watch the replay of our introductory session, here:     
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    &lt;a href="https://us-61923.app.gong.io/e/c-share/?tkn=1faq1kf1lqato14bi36pfx8o80" target="_blank"&gt;&#xD;
      
           https://us-61923.app.gong.io/e/c-share/?tkn=1faq1kf1lqato14bi36pfx8o80
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      <pubDate>Wed, 09 Aug 2023 13:09:22 GMT</pubDate>
      <author>scott.white@gharrp.org (Scott White)</author>
      <guid>https://www.gharrp.org/paladin-shield-webinar-replay</guid>
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      <title>GHARRP Board of Directors - Fall Board Meeting</title>
      <link>https://www.gharrp.org/gharrp-board-of-directors-fall-board-meeting</link>
      <description />
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           Fall Board of Trustees Meeting - 2023
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           The GHARRP Board of Trustees will meet on Sunday, September 17 - 2:00 - 4:00p.m.  The meeting will be held at the Savannah Marriott Riverfront, 100 General McIntosh Blvd.   
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           Meeting Location:  Forsythe Room, 2nd floor.     
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      <pubDate>Tue, 25 Jul 2023 14:15:08 GMT</pubDate>
      <author>scott.white@gharrp.org (Scott White)</author>
      <guid>https://www.gharrp.org/gharrp-board-of-directors-fall-board-meeting</guid>
      <g-custom:tags type="string" />
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      <title>Annual Members Meeting - 2023</title>
      <link>https://www.gharrp.org/annual-members-meeting</link>
      <description />
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           Annual Member's Meeting at GAHRA Conference
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            The GHARRP Annual Member's Meeting will be held on Sunday, September 17th at the Savannah Marriott Riverwalk, from 4:00 - 4:45 p.m.     The meeting will be held in the Forsythe Room, located on the 2nd floor.
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            Proxies will be sent to all members approximately 10 days prior to the meeting.  See you there!
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      <pubDate>Tue, 25 Jul 2023 14:10:36 GMT</pubDate>
      <guid>https://www.gharrp.org/annual-members-meeting</guid>
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      <title>GHARRP Announces New Member Benefit:   Paladin Shield</title>
      <link>https://www.gharrp.org/gharrp-announces-new-member-benefit-paladin-shield</link>
      <description />
      <content:encoded>&lt;div data-rss-type="text"&gt;&#xD;
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            Paladin Shield:   New Member Benefit
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  &lt;/h3&gt;&#xD;
&lt;/div&gt;&#xD;
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      &lt;span&gt;&#xD;
        
            GHARRP is excited to introduce a new Member benefit - a cyber security protection suite available to Members at no initial cost*. 
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    &lt;br/&gt;&#xD;
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  &lt;p&gt;&#xD;
    &lt;span&gt;&#xD;
      
           Paladin Shield offers Inbox &amp;amp; Browser Protection, Vulnerability Monitoring, and User Education (with phishing simulations) that are easy to implement and measure across your organization! 
          &#xD;
    &lt;/span&gt;&#xD;
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      &lt;span&gt;&#xD;
        
            System activation is simple and can be rolled out to your organization in minutes, giving you the ability to pace your organization depending on your needs.   Training sessions are being scheduled - bring your questions and walk through the implementation process. 
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      &lt;span&gt;&#xD;
        
            Questions?  Please contact Scott White at 770.837.9281
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      <pubDate>Tue, 25 Jul 2023 13:52:51 GMT</pubDate>
      <author>scott.white@gharrp.org (Scott White)</author>
      <guid>https://www.gharrp.org/gharrp-announces-new-member-benefit-paladin-shield</guid>
      <g-custom:tags type="string" />
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      <title>BOARD OF TRUSTEES SPRING MEETING 2023 - DETAILS HERE!</title>
      <link>https://www.gharrp.org/board-of-trustees-spring-meeting-2023-details-here</link>
      <description />
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           GHARRP Board of Trustees Spring Meeting 2023
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           When:
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             Monday, May 15th, 2003
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           1:00 - 3:00 p.m. 
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            Where: 
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            Westin Jekyll Island       
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           Jekyll Board Room         
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            110 Ocean Way       
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            Jekyll Island, GA 
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      <pubDate>Sat, 27 May 2023 16:28:00 GMT</pubDate>
      <guid>https://www.gharrp.org/board-of-trustees-spring-meeting-2023-details-here</guid>
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      <title>WHY IS VALUATION IMPORTANT?</title>
      <link>https://www.gharrp.org/why-is-valuation-important</link>
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           Why Is Valuation Important? 
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           Several members have experienced total losses that exceeded their insured values - claim settlements were limited and did not fully cover reconstruction costs. The amount of your Property coverage is limited to the "stated value" of each individual building insured. Valuation is based on this formula: 
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           Square Footage (
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           SF
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           ) x Replacement Cost (
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           RC
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           )/(
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           SF
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           ) = Insured Value (
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           IV
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           )
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           SF x RC/SF = IV 
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           SF: Exterior Dimension of Structure (not overhang)
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           Example:
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           1200 (SF) X $100 (RC/SF) = $120,000 (IV)
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                          or
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           1000 (SF) x $1200 (RC/SF) - $120,000 (IV)
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           If this building were to be deemed a 'total loss', the maximum* we would pay is $120,000. If either 
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           SF
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            or 
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           RC
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            factors are understated, your asset could be 
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           under-insured
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           . 
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           Some members experienced total losses, usually a fire, where the 
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           IV
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             plus all additional coverage monies did not cover the cost to replace the structure. We have found that in some instances, the SF has been understated, such as second floors not included in the measurements, which drastically understates the true replacement cost. 
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           HUD guidance requires Authorities to insure to full replacement cost. The Appraisal Study Phase I result provides you with initial data and observations to help us ensure you are properly covered. 
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           *Other ancillary coverages may increase overall recovery
          &#xD;
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      <pubDate>Sat, 27 May 2023 16:17:35 GMT</pubDate>
      <guid>https://www.gharrp.org/why-is-valuation-important</guid>
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      <title>KEEPING YOUR EYE ON THE HURRICANE?!?</title>
      <link>https://www.gharrp.org/keeping-your-eye-on-the-hurricane</link>
      <description />
      <content:encoded>&lt;div&gt;&#xD;
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           Tropical Storm Fiona is brewing in the Atlantic Ocean!
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           To keep tabs on her progress, and most importantly prepare for any disaster, check out our 
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           Disaster Planning
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            and weather resources on the GHARRP website!
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            ﻿
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      <pubDate>Sat, 27 May 2023 16:15:14 GMT</pubDate>
      <guid>https://www.gharrp.org/keeping-your-eye-on-the-hurricane</guid>
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      <title>BOARD OF TRUSTEES MEETING - SUNDAY, SEPTEMBER 18TH @ GAHRA</title>
      <link>https://www.gharrp.org/board-of-trustees-meeting-sunday-september-18th-gahra</link>
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            The Fall 2022 Board of Trustees meeting will be held on Sunday, September 18th at 2:00-4:00 pm, at the Marriott Riverfront in Savannah. 
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           We will meet in the Forsythe Room, Marriott Riverfront Savannah.
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           Please cast your proxy vote for the upcoming election of Board Trustees here: 
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           Proxy Form - 2022 Annual Meeting
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      <pubDate>Sat, 27 May 2023 16:13:44 GMT</pubDate>
      <guid>https://www.gharrp.org/board-of-trustees-meeting-sunday-september-18th-gahra</guid>
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      <title>ANNUAL MEMBERS MEETING - SEE YOU AT GAHRA!</title>
      <link>https://www.gharrp.org/annual-members-meeting-see-you-at-gahra</link>
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            GHARRP will hold its annual Members' Meeting in conjunction with the GHARA Conference in Savannah, Georgia. 
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           Please join us on 
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           Sunday, September 18th
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            at 
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           4:30pm
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            .  We will have a discussion about new website features, appraisal study results, upcoming educational offerings, and the insurance market in general. 
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           The meeting will be held in the 
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           Forsythe Room
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           . Check hotel map for exact location. 
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           We will also have a prize drawing for Members who are in attendance at the meeting! 
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            Please complete a Proxy for each of your GHARRP-insured entities here: 
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    &lt;a href="https://form.jotform.com/222404340558147" target="_blank"&gt;&#xD;
      
           Proxy for Annual Meeting 2022
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           When:  Sunday, September 18th at 4:30 p.m. 
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           Where: Marriott Riverfront Savannah, Forsythe Room
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      <pubDate>Sat, 27 May 2023 16:12:52 GMT</pubDate>
      <guid>https://www.gharrp.org/annual-members-meeting-see-you-at-gahra</guid>
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      <title>ANNUAL MEETING</title>
      <link>https://www.gharrp.org/annual-meeting</link>
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           GHARRP's Annual Meeting will be held on Sunday, Septemb.er 18th. 
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            The meeting will at the Savannah Marriott Riverfront Hotel. 
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           Please check back for more details - coming soon! 
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    &lt;a href="https://form.jotform.com/222404340558147" target="_blank"&gt;&#xD;
      
           Proxy Vote - 2022 Annual Meeting
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      <pubDate>Sat, 27 May 2023 16:11:41 GMT</pubDate>
      <guid>https://www.gharrp.org/annual-meeting</guid>
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      <title>UPDATED FORMS CAPABILITIES!</title>
      <link>https://www.gharrp.org/updated-forms-capabilities</link>
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           GHARRP has updated our form and data collection capabilities! Claim specific forms have been posted to our website, and can be accessed by any device - even if you're in the field and need to report a claim! 
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            New forms are being added daily, so that some of your routine updates, like new drivers or locations, can be easily communicated to GHARRP staff. 
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           Please check back for more updates!
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      <pubDate>Sat, 27 May 2023 16:10:29 GMT</pubDate>
      <guid>https://www.gharrp.org/updated-forms-capabilities</guid>
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      <title>ROBERTA HOUSING AUTHORITY JOINS GHARRP!</title>
      <link>https://www.gharrp.org/roberta-housing-authority-joins-gharrp</link>
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           GHARRP welcomes Roberta Housing Authority as our newest Member!
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           The Board voted to accept Roberta as a Member during its May meeting.
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             ﻿
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           When Roberta HA Executive Director Marie Harris learned that her previous insurer couldn't properly cover her newly formed RAD partnership, she consulted GHARRP. Not only could GHARRP extend coverage, but also saved the Member dollars over her former insurer.
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      <pubDate>Sat, 27 May 2023 15:24:42 GMT</pubDate>
      <guid>https://www.gharrp.org/roberta-housing-authority-joins-gharrp</guid>
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